There are literally millions of credit cards in the world today and even with the current credit crunch, the numbers of cards being issued is still on the increase, so the ramifications for the credit card industry are immense and for them at least, difficult to comprehend.
During the good times, credit card companies issued cards under the guidelines of the Consumer Credit Act 1974. However, in their greed to attract even greater numbers of customers each month, they forgot to ensure that their consumer credit agreements they issued to customers were legal and above reproach. This situation changed in April 2008 with the creation of new rules and regulations that fully covered every lending institution that issued a consumer credit agreement.
However (and this is the good part), there are literally millions of potentially flawed agreements in existence that mean you, the consumer, can wipe out your total credit card debt in an instant, legally and ethically/
Once a plaintiff wins a personal injury lawsuit, he or she may be entitled to recover some damages from the defendant.
This could include compensation for lost income, pain and suffering and hedonic damages.
There is no exact amount as personal injury damages are determined by a jury in a case-to-case basis.
As attorneys, we pride ourselves on being good communicators. We are good at talking and at writing, but how good are we at listening? As a general rule, people talk entirely too much, and forget to listen. When we don’t listen, there are misunderstandings and errors, and that could transfer into hundreds or even thousands of dollars of lost profits!
Reflective listening is a productive skill to have. In my consulting sessions, I always reiterate the fact that reflective listening doesn’t mean you’ll be a parrot, repeating everything back to your client. What it does mean is you are trying to understand what your client is saying, and confirming in your own words that you have the meaning right.
Employ these 4 tips for reflective listening and you’ll have an edge over those who are surface hearers:
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A day before we all learned of Heath Ledgers sudden and shocking death, I was flipping through the tele looking for something to watch. And although I happened across one of the movies Heath Ledger had worked on: Ten Things I Hate About You, I moved on thinking little of the matter.
How it all came back to me the second I heard of his passing a mere twenty four hours later. I, like many of his fans, well wishers, friends and family were stunned. I kept on looking at the news that day to see if there had been some mistake or misinformation.
But no, Heath Ledger, at the tender age of twenty eight was no longer among us. Then a few days ago it was learned that he had at least six prescription drugs in his system at the time of his passing. Something that made me wonder maybe Heath Ledger had faith in the legal drugs he was taking.
Every migrant who seek to migrate to a new country has varying prospects in hand and thus the governing bodies have created various types of visa subclasses that are satisfying the demands and needs of the migrants in an often customized way.
In this regard, there are several types of New Zealand visa subclasses that are largely offering very broad migration gateway to the migrants at every step. Some of the very well known and often popular visa classes include:
Work to residence visa
Every visa subclass has varying rules and regulations and offering varying period of stay in the country. If we talk about the temporary visa, it is often availed by the migrants who are looking to migrate to New Zealand in order to work in the country on part time basis as skilled worker. Under this visa class the holder can not only work but can avail other benefits and opportunities as well but on temporary basis. Work to residence visa allows the migrant to work in the country as well as sty in the country seeking all the citizen benefits of the country. The next visa class is the resident visa which is often availed by the aspiring migrants who are looking forward to live permanently in the country with their family availing all the short term as well long term citizen benefits of the country.
For those involved in trucking management, loose cargo can be a big deal. When there is spilled cargo on a roadway, there are boundless financial implications for trucking companies as well as the possibility of costly legal liabilities.
Loose cargo on the roadways is usually a concern for flatbed trucks. However, van trailers can experiences this issue also. Because of the loose cargo risk, a trucking company must carry liability insurance to the tune of at least $1 million. Lawyers are well aware of this legal requirement, so anytime there is a trucking accident lawsuits against the trucking company are common.
The issues of loose cargo has resulted in a new specialization in the legal field. If you do a Google search using the words “loose cargo,” you are likely to see a long list of attorneys ready and willing to represent those who have been involved in accidents with an errant freight. One lawyer in Texas has gone so far as to bill himself as the accident attorney for flatbed trailer trucks. Can you imagine the title on his business card?